Pension age
How much State Pension you will get
Enter the qualifying years on your National Insurance record; add the weeks you plan to defer.
Checked by Radif Partners · Editorial policy · How we calculate
The full new State Pension is £241.30 a week from April 2026, up 4.8% from £230.25 under the triple lock. It applies to men born on or after 6 April 1951 and women born on or after 6 April 1953. Someone whose National Insurance record started after April 2016 needs 35 qualifying years for the full amount and at least 10 to get anything; each year in between is worth one thirty-fifth of the full rate, about £6.89 a week. People who were working before 2016 have a starting amount calculated from their old record, which can be above or below that, especially if they were contracted out of the additional State Pension. Delaying your claim adds 1% for every 9 weeks. Your GOV.UK forecast gives your own qualifying years and your personal figure.
New State Pension a week
£206.83
£10,755 a year · £827.32 every 4 weeks
| 30 of 35 years × £241.30 | £206.83 |
| Each extra year adds | £6.89 a week |
This applies the 1/35 rule for records that started after April 2016. Records that began earlier use a starting amount (and may include a protected payment or a contracted-out deduction): your forecast is the reliable figure.
Qualifying years and the weekly amount
| Qualifying years | A week | A year |
|---|---|---|
| 10 | £68.94 | £3,585 |
| 15 | £103.41 | £5,377 |
| 20 | £137.89 | £7,170 |
| 25 | £172.36 | £8,963 |
| 30 | £206.83 | £10,755 |
| 35 | £241.30 | £12,548 |
A qualifying year is one in which you paid National Insurance on earnings, received National Insurance credits (for example with Child Benefit for a child under 12, Carer’s Allowance or Carer’s Credit, or Universal Credit), or paid voluntary contributions. GOV.UK’s guide to the new State Pension explains each route and how gaps can be filled.
Getting the right input
The number to enter is on your State Pension forecast, under your National Insurance record. If your record started before April 2016, the forecast is more reliable than this calculator, which cannot rebuild a starting amount. Use it instead to test a scenario: what two more qualifying years would add, or the effect of deferring your claim for a year. When the pension is low, Pension Credit may top it up.